My Family

My Family
My Family

Tuesday, March 16, 2010

My Payback


(Above pic- me, sister S, brother D and Mom)

"Vamos a ver como van a ser tus ninos...."- my grandma, Lalita, would tell me, in a warning tone, when I was little and acting up, throwing tantrums or just plain not listening. Translated: "Let's see what your kids are going to be like!!"

The reason she mentioned this every so often was because I was somewhat of a bossy kid. OK- bossy, picky, prone to temper tantrums if my socks were not just so, and bouncing off the walls with energy. I can imagine that my reaction to this statement might have been to laugh- thinking it would be FUNNY to see what my kids will be like, and to see if they are anything like I was, as a child. Well, I now know. Lalita had a good feeling that my kids might have a temperament like mine, and boy, she didn't even know how right on she was.
At the young age of 4.5, Samantha is the "boss" already. She speaks authoritatively, tells her brother(s) what to do and when to do it, and where to go and what to say. She talks them into getting in trouble for her, and sits back and watches while the punishment is doled out to the brother, till she feels too guilty and confesses her role in the trouble-making. She knows what she wants, and if you tell her no to a request, she finds 456 different ways of asking/pleading/researching methods to figure out a way to get what she wants. She tries my patience daily, and yet I cannot help but know, full well, that I am just getting what my Lalita always said I would get: Payback.
Even as a little girl, being the oldest of 5, I was the boss just by virtue of birth order. And by virtue of my personality, I was a good, very effective boss. Or at least I thought so. My sister S got the brunt of my bossiness. I had my own room for a little while, and at age 8, I would turn on the record player, full-blast, (La Bamba soundtrack, of course) and dance like a maniac, by myself. My sister would hear me having fun in there and would knock on the door until I authorized her entry, and then asked if she could hang out. I then would tell her that if she wanted to stay, she would have to sit in the corner and watch me dance. (I cringe just thinking about how wrong/embarrassing this is now...) And guess what- she would!

We would host lemonade stands regularly, and I would have her do the work with me and pay her a pittance, maybe 10% of what we made, or something absurd like that. I was the boss, and I made the rules (again, cringing, just writing this= how wrong!).

I also ran a business of washing jelly shoes- my only customer was really my sister, S. I would tell her that her shoes were dirty and that she had to pay me .50 cents for each pair she wanted to wash. She would go and ask our Mom for .50 cents and bring it back to me along with the jelly shoes, every few days, so that I could wash them for her and give them back, perfectly clean and sparking. I'm sure she could have washed them herself for free, but she let me run my business, and kept it afloat with the constant upkeep I told her that her jelly shoes required.

I always insisted on sitting in the front seat of our VW bus (yellow, of course), insisted on choosing which movie/nintendo game we would rent, would drag my sister S with me to lay out on the beach for 5-8 hours a day in the summer till her poor porcelain skin was RED and ablaze from the sun.

From what I have heard, I would refuse to go to preschool if my socks did not fit me just right, or if the seams of my pants bothered me. I wouldn't wear jeans for years because I could never find a pair that I liked enough. If my Mom did my hair with a single bump in the ponytail/braid, I would tear it out, yelling and stomping my feet, and insist she start over. I would then turn around and do my sisters’ hair- in any style I felt was appropriate for that day, and they let me and they loved it.

So it’s no big wonder for me where Samantha got her innate sense of being the “boss” from. Her strong personality and her immediate instinct to take control of a situation is so familiar to me, I feel like I know her every feeling without even needing to ask. What’s hard is- BEING the boss now (Moms are bosses, right? At least we try to be...) and having a little mini boss in training, trying to rule the roost: On way to school- “Mom- here’s the deal. So today- I go to school, you go home and work. You come pick Sacha and I up, and we go to Toy’s R Us. You buy us some guitarras (guitars) and some drums and we are starting a band. We’ll practice on the hill by our school, and you can pick us up when we’re done. Call the Sophias’, Zachary, Ella, Kalena, Angelina and Annabel and ask their Moms to drop them off at the band practice today, k?” ---All said with SUCH for-sure confidence, and such creativity that you can’t help but laugh and then think that maybe I SHOULD go out and buy her the band equipment.

As tough as it is to deal with a strong personality like this at times- to be the parent of a little girl like this and to see the potential, and the strong woman she can become by grooming this personality is a very amazing experience. I see every day how she is willing and wanting to take on more and more responsibility- “Mom, let me give Adam a bath- I can hold him, I promise!” or takes on my role: “OK Sach, time to turn the TV off now, 5 minutes is up!” "Mom, maybe if I eat all my dinner, we can have a treat after?" "We didn't brush our teeth- Sach- get in the bathroom!"
And when she gets dressed in the morningtime, and I have to hunt for just the right pair of socks for that day- because really- each day is different and some socks work on some days, but not on others----- I completely remember what my Mom and Lalita would say about me being so finicky and bossy about my socks. Then I take a deep breath, and dig to the bottom of the sock pile and bring up 2-3 different pairs to see which one will work for Samantha on this day. And when I find one that works, she is so happy, and so grateful, and it is hard to feel anything but pleased...And I think that she is going to grow up to be a woman who knows just what she wants...and that she will always figure out how she is going to get it.

So- I am getting what Lalita predicted I would- the ultimate payback- raising a daughter with as much hutzpah as I had, and then some. I would not trade this payback for the world. And seeing what these little personality traits will make up years from now--witnessing, assisting, grooming, teaching...I cannot think of a more rewarding experience than this. Parenthood, and the payback, as frustrating and trying as it can be, is truly amazing.

Wednesday, March 3, 2010

The Demise of Denise Lane

Last week I had one of the most monumental closings of my career. It was not the most expensive house, it was not the trickiest deal. It was the LONGEST deal I have ever worked on....I closed escrow on a short sale that I had been working on in Lafayette for almost exactly THREE YEARS. Yes, you read that right: 3 YEARS!!!! You might know what a short sale is: a homeowner is underwater with the loan on their house, they want to sell, but it isn't worth what they owe on it. They list it for sale, find a buyer, and hope that the bank will take the buyer's offer and forgive the Seller the remaining balance on the loan. Unfortunately, banks were not so very equipped to deal with the landslide of short sales that have ensued in the past 3-4 years....so the process is a little, shall we say...RUSTY????

The poor folks that bought this house were both janitors- a couple with three kids. They owned a home in Concord, and were swindled into buying this home in Lafayette by a shady Mortgage Broker/Realtor who convinced them that they could afford a $900k house for ONLY $500 more a month than they were paying to live in Concord. (LIES!!!) Sweet deal!- they thought. Of course we'll do it!---- Fast forward 1 year into their new life in their new beautiful home...life is great until they go out to get the mail and their Mortgage bill from Countrywide tells them that their monthly Mortgage Payment has just DOUBLED! And just like that, their beautiful life in Lafayette was gone, and they moved right back into their old home, which they were just getting ready to sell. (yes, they were actually carrying two homes/loans somehow) And they needed to sell fast.

At that point, (early 2007) the real estate market had tanked, and their $900k house wasn't worth $900k, $800k, or even $700k. It sold, finally, after 3 years, for $625,000. Mostly because the grueling process with the bank took SOOO long, the various buyers that had bid on this home did not want to hang in there as long as our last buyers did (1 year and 4 months- that is how long the buyers waited to finally move into this house- can you imagine the patience???!).

So, after going through 3 different buyers, getting the short sale approved with the bank 3 different times, we finally, finally, put this deal to bed last week. It was one of those deals that I never thought I'd actually see the end of because there were so many hang-ups...and to see it close gave me hope for almost any impossible-seeming deal out there, and gave me a wonderful sense of closure...finally.

That poor house on Denise Lane that sat empty for 3 years is now being lovingly cared for (much to the neighbors' glee, you can imagine!) and the new owners- I'm sure -feel like they got a heck of a deal thanks to their patience and hanging in there with the bank.

It is rare that a deal takes this long- though short sales do take 3-6 months/1 year, not unusual...but just to describe to people this deal that took THREE years....seems almost unbelievable...but is true. Very glad to be done with it, and very glad it is off my radar so I can focus on my other clients!!